do not let the burdens of debt hang over you like gloom. this is not a misfortune, but it is good fortune to demonstrate your commitment and ability to practice courage. it will not last forever. make a plan; execute the plan; be happy.
order your life. order it at work. order it in the family. order it in the present.
spend time with J, Em, B, Er & C. commit time with them; teach them order. understand what makes them tick.